We believe business owners deserve financial strategies as sophisticated as their businesses. Our goal is to simplify complexity, minimize taxes, and protect your legacy.
You’ve worked hard to build your business—now it’s time to make sure more of that wealth stays with you, your family, and the people who matter most. We help business owners reduce taxes, protect against unexpected losses, and secure their financial future with strategic planning tailored to their unique needs. Whether it’s legally disinheriting the IRS, ensuring your business stays in the right hands, or building wealth beyond your company, we provide the expertise and coordination to make it happen—so you can focus on what you do best.
Pay Less in Taxes—Legally and Strategically
Whether you’re looking to reduce your income taxes by $20,000, $200,000, or even $2 million per year, we implement proven strategies tailored to your financial situation. For example, we help business owners leverage cash balance pension plans to secure tax deductions of $200,000 or more while building long-term retirement wealth. We work closely with top-tier partners, coordinate seamlessly with your CPA, and serve as your primary point of contact—ensuring every detail is managed efficiently so you can focus on growing your business.
Protecting Your Business from the Loss of a Key Employee
The sudden loss of a key employee can create significant financial and operational challenges for a business. We help you safeguard against this risk by implementing key-person life insurance strategies that provide the liquidity needed to replace their contributions. This ensures your company remains stable, your team stays confident, and your long-term goals stay on track—no matter what the future holds.
Protecting Your Business from the Loss of an Owner
The unexpected loss of a business owner can create uncertainty and unintended partnerships. Without a plan in place, the surviving owner could find themselves in business with the deceased owner’s spouse—who may not have the skills, experience, or interest to contribute meaningfully. We help structure buy-sell life insurance agreements that provide the liquidity needed for the surviving owner to buy out the deceased owner’s heirs, ensuring a smooth transition and keeping control of the business in the right hands.
How Much Do You Need to Retire? We’ll Help You Plan
Your business may be your most valuable asset, but it shouldn’t be your only retirement plan. We help business owners build personal wealth outside of their company, ensuring financial security even if the business doesn’t sell as expected. If a sale is part of your exit strategy, we’ll determine exactly how much you need to get from the transaction to sustain your retirement—so you can negotiate with confidence and peace of mind.
Estate Tax Planning Tailored to You
Estate taxes can significantly erode the wealth you’ve worked hard to build. We analyze your net worth, asset growth rate, and business value to develop strategies that reduce or eliminate estate tax liability. Beyond the numbers, we take the time to deeply understand you and your family dynamics to recommend the best trust structures for your personality and situation. Then, we coordinate with your attorney to ensure everything is properly drafted and funded—so your legacy is preserved exactly as you intend.