Our Pricing
At Cinder Wealth Advisors, we keep pricing simple and transparent. No guesswork—just clear, upfront info so you can make the best decisions for your financial future. Here’s how we charge and what you get.
Financial Planning
No matter how big or complex your financial goals are, we’ve got a plan for you. Whether you just need a quick financial pit stop or a full road trip itinerary, we’ll guide you every step of the way—no stress, all progress.
Hover on each block to learn more about what we’ll cover.
For Employees
Four meetings designed to align your career with your financial future
What W-2 Employees Get with a Cinder Financial Plan:
Basic Estate Document Review
Wills, powers of attorney, beneficiaries—we make sure your legal basics are buttoned up.
Full Paycheck Clarity
Get the full picture—salary, bonuses, stock, benefits. We break it down so you know exactly what you’re working with.
Smart Tax Moves
Pay what you owe, not a penny more. We help you optimize and avoid surprises.
Retirement Planning That Makes Sense
From 401(k)s to IRAs, we’ll show you what to prioritize now to retire on your terms later.
Budgeting & Saving That Actually Works
No judgment, no spreadsheets from 1999. Just a plan built around your lifestyle and goals.
Equity & Stock Option Strategy
RSUs, ESPPs, options—we help you unlock their full value without the guesswork.
Ongoing Strategy Sessions
Life changes. So should your plan. We’re here for every raise, move, or milestone.
For Business Owners
Four meetings designed drive your business wealth and design your personal wealth.
What Business Owners Get with a Cinder Financial Plan:
Estate Document Review
Wills, powers of attorney, ownership structure—we help protect everything you’ve built.
Personal + Business Financial Clarity
We connect the dots between your business and personal finances—because they’re not really separate, are they?
Tax-Smart Planning
Optimize income, reduce your tax bill, and make the most of every dollar you earn (and keep).
Retirement on Your Terms
Solo 401(k)? SEP IRA? We’ll design a setup that fits your cash flow and long-term goals.
Cash Flow + Profit Strategy
We help you build a system so your business supports your life—not the other way around.
Exit + Succession Guidance
Thinking of selling, scaling, or handing things off someday? We’ll help you map the move.
Equity & Compensation Strategy
Pay yourself right. Reward your team smartly. Build a comp plan that fuels growth.
Ongoing Support Through Growth
From startup to scaling, we’re in your corner through every twist, turn, and “what now?”
For Ongoing Planning
Four meetings per year designed to bring clarity and confidence to the complex.
What You Get with Ongoing Planning at Cinder:
- A Living, Breathing Financial Plan
Your life evolves—so does your plan. We adjust, update, and optimize in real time. - Always-On Support
Have a question? Big decision? We’re just a message or call away—no waiting for your “annual review.” - Proactive Tax Planning
We don’t just react in April. We plan all year to keep your taxes low and your strategy sharp. - Investment Guidance That Grows With You
No set-it-and-forget-it here. We fine-tune your portfolio as your goals, income, and risk tolerance shift. - Life + Career Transitions
Job change, home purchase, new baby, selling a business—we help you navigate it all with clarity. - Strategic Money Moves
From debt paydown to smart saving, we help you take action—not just make a plan. - Ongoing Equity & Compensation Reviews
RSUs, ESPPs, bonuses—every time something hits your inbox, we help you make the most of it. - Estate Document Review
We make sure your foundational documents stay aligned with your evolving life.
Estate Tax Minimization
Four meetings designed to leave a legacy, not a mess.
What You Get with Estate Tax Minimization at Cinder:
- Custom Trust Recommendations
Tailored advice on the types of trusts that best fit your unique situation. - Collaboration with Legal & Valuation Experts
We work directly with your attorney and valuation company to draft and fund your trusts. - Comprehensive Design
A strategic, in-depth plan that maps out how to minimize estate taxes. - 12 Months of Ongoing Implementation
Continuous support to ensure your plan is executed smoothly over the first year.
For Estates under $25 Million
For Estates over $25 Million
À La Carte
Flexible planning for focused goals.
Asset Management
Ongoing investment management designed to keep your portfolio in shape
Here’s the deal:
Asset-Based Fees: Our success grows with yours so we’re fully motivated to help you thrive.
Flexible Planning: Whatever stage you’re at, we’ve got a plan for you—tailored to fit your needs.
Estate Planning: Your estate plan evolves, and so do we—providing ongoing updates to keep it current.
Insurance Commissions: We offer custom insurance solutions aligned with your goals, making coverage easier and more accessible for you.
Next Steps