Our Process
At Cinder Wealth, we believe that true financial success comes from a deep understanding of your unique circumstances, values, and long-term goals. Our process is designed to build a lasting partnership that evolves with you over time.
Meeting One
Connect
Every great partnership begins with a conversation. Our initial meeting is an opportunity for us to get to know each other – ensuring that we align in values, expectations, and approach. Over the years, we’ve found that the best client relationships are built on mutual trust, understanding, and shared vision.
Meeting Two
Explore
Once you’ve engaged our firm, we take a deep dive into your personal and financial life. We’ll explore:
- Your family history and personal values
- Retirement, legacy, and philanthropic goals
- Business transition plans and wealth preservation strategies
This thorough understanding enables us to provide tailored advice and work effectively with your other advisors.
Meeting Three
Deliver
With a clear understanding of your financial landscape, we craft and present a personalized strategy that includes:
- Goals and Priorities
- Business Strategies
- Tax Planning Observations
- Investment Allocation
- Comprehensive Retirement and Liquidity Analysis
- Legal document reviews to identify potential gaps
- Advanced estate planning, including trust structures designed to align with your legacy and tax objectives
Rather than offering one-size-fits-all solutions, we ensure that that every recommendation reflects your personality, relationships, and long-term vision.
Meeting Four
Implement
Execution is critical. We coordinate with your key advisors—including attorneys, CPAs, business valuation experts, and, if applicable, business brokers—to ensure that every aspect of your plan is implemented seamlessly. Our role is to oversee the process, ensuring alignment and efficiency across all professionals involved.
Annual Meeting
Ongoing Guidance
Financial planning is not a one-time event—it’s a dynamic process. As your circumstances evolve, we proactively adapt your plan to reflect changes in your business, family, tax laws, and the economy. Whether you need to adjust investment strategies, update estate documents, or explore new opportunities, we remain a trusted partner at every stage.